Whether you're chartering an Astondoa 40 for a sunset cruise or a Mangusta 80 for a full day on the Mediterranean, knowing how to handle money in Marbella makes the experience smoother. This guide covers cash vs card, where to exchange currency, and how to avoid fees so you can focus on the sea.
Cash or card for your Marbella yacht charter?
Both have their place. For the charter fee itself, card is standard — we accept Visa, Mastercard, and bank transfers. For onboard tips, dock fees, and spontaneous purchases from beach vendors, cash is more practical. ATMs in Puerto Banús are plentiful but charge €3–5 per withdrawal, so take out larger amounts less often.
Currency exchange rates in Puerto Banús
Exchange offices in the marina offer convenience but at a cost — typically 3–5% worse than the interbank rate. A better strategy: withdraw Euros from a bank ATM using a fee-free travel card, or order currency from your home bank before departure. Avoid airport exchange desks entirely.
What's included in our charter prices
All our charters include a licensed skipper, fuel, water, soft drinks, beer, white wine, cava, light snacks, insurance, safety equipment, and Spanish IVA (21%). No hidden fees. For example, our Tier A boats (Astondoa 40, Azimut 39) cost €749 for 2 hours or €2,299 for 8 hours — all inclusive. The Mangusta 80 starts at €4,719 for 4 hours and includes a free jet ski.
Tipping the crew: cash is king
If you're happy with the service, a 10–15% tip is customary. Cash ensures the crew receives the full amount. Some guests prefer to tip at the end of the day in an envelope — simple and appreciated.
Foreign transaction fees on cards
When paying by card, your bank may charge a foreign transaction fee of 1–3%. Check before you travel. Some travel credit cards have zero foreign fees — those are ideal for your Marbella yacht charter. For the charter deposit, we recommend a card with good fraud protection.
Budgeting for extras
Beyond the charter fee, budget for:
- Tips: 10–15% of charter cost
- Dock fees: €20–50 if you stop at a marina
- Water toys: jet skis, paddleboards (some included on Mangusta 80)
- Food upgrades: private chef or premium catering (ask us)
Most extras are best paid in cash on the day.
Best places to get Euros in Marbella
For the best rates, use a bank ATM (not a Euronet or independent machine). Banks like Santander, BBVA, and CaixaBank have branches in Marbella and Puerto Banús. If you must use an exchange office, compare rates at two or three before committing.
Frequently asked questions
Can I pay for a Marbella yacht charter with a credit card?
Yes, we accept major credit cards for deposits and final payments. However, some smaller operators may prefer bank transfer or cash. Always confirm before booking to avoid surprises.
Should I bring cash or card for my yacht charter in Marbella?
Both are useful. Card is best for the charter fee and larger expenses. Cash is handy for tips, dock fees, and buying from beach vendors. ATMs in Puerto Banús are convenient but charge 3–5€ per withdrawal.
What currency is used in Marbella?
The Euro (EUR) is the official currency. Most businesses accept cards, but cash is still king at smaller bars, market stalls, and for tipping the crew.
Are there currency exchange offices in Puerto Banús?
Yes, several exchange offices operate in Puerto Banús, but their rates are typically 3–5% worse than interbank rates. Use a bank ATM or a fee-free travel card for better value.
Do I need to tip the yacht crew in cash?
Cash tips are appreciated and ensure the crew receives the full amount. 10–15% of the charter fee is standard if you're happy with the service. Cards can be used but cash is simpler.
What is the best way to get Euros for my yacht charter?
Order Euros from your home bank before travel or use a fee-free ATM in Marbella. Avoid exchange desks at airports and marinas, as their rates are poor.
Are there any hidden fees when paying for a yacht charter?
Our prices include VAT (21%), skipper, fuel, drinks, and snacks. No hidden fees. If you pay with a foreign card, your bank may charge a foreign transaction fee (typically 1–3%).
Can I pay in US Dollars or British Pounds for a charter?
No, all charters are priced in Euros. Some operators may accept other currencies at a poor exchange rate. Best to pay in Euros to avoid extra costs.